6 Reasons to order an appraisal from Stacey Stanich Appraisal Service, Inc.Thousands of people in Wisconsin buy, sell or refinance their home every year. Most of these transactions contain a simple line item for an appraisal. Most lenders still want a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation methods that may appear more cost-effective than an appraisal. You might assume that securing a mortgage is the only basis for getting an appraisal, but there are other situations when the services of a licensed, independent real estate professional might come in handy. 
Contest your tax assessment in Kenosha CountyIf you are in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Stacey Stanich Appraisal Service, Inc. is your best evidence when building your case. We can assist you in disputing your tax assessment. Eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance plan that nearly all lenders ask home owners to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the property. Most often, this added payment is lumped into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met. Stacey Stanich Appraisal Service, Inc. can provide you with a statement regarding the value of your home, and the expense of the home valuation can often be regained in a short amount of time because you'll no longer be paying the PMI. Get your appraisal from Stacey Stanich Appraisal Service, Inc. Order todayGet a clear valuation on a home take make a divorce settlement less stressfulA divorce can be a particularly daunting ordeal for both parties, and it is often further complicated by the hard decision of who keeps the home. Regardless of the situation, it's a good idea to order an appraisal from Stacey Stanich Appraisal Service, Inc. so both parties are fully aware of the true market value of their property. If the parties want to sell the home, they'll have a a good idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Fair and accurate estate liquidationThe death of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these issues. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal. Move to or from Kenosha County through an employee relocation programWe are familiar with the stress involved with an employee relocation. We take great care in setting up an accommodating appointment time for the appraisal inspection. During our detailed inspection, we recommend relocating employees to provide remarks on the positive aspects of their property, along with information about any new sales or listings in their area that they want considered. Sell your home quickly — for the right priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your asking price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price. On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long properties stay on the market. 
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